Alexander Ponamarev

Business Development Analyst

• Managed a cross-department team of five analysts, delivering a programme of internal projects with a cumulative NPV of $5M.
• Responsible for building of business case and financial development of projects. Engaged IT, Risk, Operations and Sales & Marketing to validate assumptions and scenarios.
• Created and delivered project presentations and status reports to the Senior Management team and key stakeholders.
• Undertook regular peer analysis, researching macro-statistics and trends impacting the Retail Banking Sector. Presented findings and recommendations reports to the CFO and Credit Committee on a monthly basis.
• Analysed variations in the Personal Loans Portfolio, improving the accuracy of budgeting and profit targets.
• Built a profitability analysis model that facilitated the identification and closure of four loss-making branches.
• Reviewed the sales process, identifying a redundant customer screening criteria (client cancellation of a land-line contract), the removal of which improved sales by 14%.

Financial Analyst

• Monitored the financial, regulatory and commercial status of 14 banking organisations - providing monthly reports and professional opinion on their financial stability and credit rating.
• Developed a Banking Sector Review methodology, organising the process framework, managing data collection and setting the review goals and deadlines.
• Researched macroeconomic data to develop Banking Sector market scenarios. Analysed the inter - dependencies of factors including balance sheet structure, changes in interest rates, growth of the system and the influence of local stock markets.

Financial Analyst

• Analysed debit and credit product portfolio profitability, providing recommendations on price setting.
• Built product models, designed management reports and optimised the report preparation processes to support operational teams across Treasury, Risk and Sales departments.
• Liaised with the Product Development Team to ensure consistency of product design and recommended pricing limits.

Manchester Business School

MEFI (Moscow Economics-Financial Institute), Moscow, Russia