Dmitry Krasnozhon

Bio

Five years of business experience in financial services consulting and insurance operations in multinational companies; successful launch and development of start-up company in bancassurance channel (subsidiary of Talanx AG); experience in managing teams and training teams; goal-oriented team player; multilingual

Currently

Studies at:: European School of Management and Technology (ESMT)
Location in:: Berlin, Germany

Dmitry has worked/studied in

Germany
Russian Federation

Dmitry speaks

English
French
German
Romanian

Dmitry has experience in

Consulting
Financial Services
Retail Banking

Work

2010 – present	Associate Manager - Performance Improvement PricewaterhouseCoopers (PwC) , Russian Federation Conducted commercial due diligence of TOP-5 Russian insurer; coordinated interaction with client’s team Conducted valuation projects and prepared investment memorandums Completed and presented research on Russian Private Banking market to management team of leading Austrian bank Analyzed non-life market entry options by large European insurer; designed business processes and operating model Direct sales efforts resulting in +250.000 EUR of client revenue
2007 – 2010	Head of Sales Support Talanx AG subsidiary - CiV Life Insurance , Russian Federation CiV Life Insurance (member of Talanx Group AG), Moscow, Russia Subsidiary of Talanx opened in 2007 as exclusive life insurance partner of Citibank in Russia Directly supported company start-up and initiated business processes Engineered post-sales processes: policy delivery, amendments; set up logistics between CiV and Citibank branches Set up in-house call center; managed and trained team of seven persons; elaborated scripts; implemented KPIs Implemented premium collection for endowment products resulting in monthly renewal increase by 25% Elaborated and conducted sales contests for Citibank sales staff leading to monthly premium increase by 20%
2006 – 2007 (Aug – Aug)	Consultant - Performance Improvement PricewaterhouseCoopers (PwC) , Russian Federation Performed valuation of TOP-10 Russian insurance company; elaborated financial model assumptions and company growth scenarios; prepared report on Russian insurance market Developed post-acquisition action plan for Israeli direct insurance company Designed business processes of direct settlement system under compulsory motor insurance (Europrotocol)
2005 – 2006 (Sep – Jan)	Intern Roland Berger Strategy Consultants GmbH , Russian Federation Participated in strategy development project for the Russian power generation industry; performed open-source analysis; prepared presentation slides; conducted expert interviews

Education

2011	European School of Management and Technology (ESMT) Full-Time MBA (MBA)
2001 – 2006	Russian Academy of Economics Master of Arts in International Economy (Masters)